Legal Disclaimer
Important Terms and Limitations of Liability
Educational Purpose Disclaimer
The digital banking security materials, courses, and educational content provided by zoratheniva are intended strictly for educational and informational purposes only. These materials are designed to enhance understanding of cybersecurity concepts, digital banking protocols, and financial technology security measures within an academic framework.
Academic Context
All course materials, simulations, and practical exercises are presented within a controlled educational environment. Students and participants should understand that real-world application of these concepts requires proper authorization, compliance with applicable laws, and adherence to professional ethical standards.
Limitation of Liability
zoratheniva, its directors, employees, instructors, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use or inability to use our educational materials or services. This limitation applies to all claims, whether based on warranty, contract, tort, or any other legal theory.
- We make no warranties regarding the accuracy, completeness, or timeliness of the information provided in our educational programs
- Students assume full responsibility for how they apply knowledge gained through our courses
- zoratheniva is not responsible for any consequences resulting from the practical application of educational concepts
- Our liability shall not exceed the amount paid by the student for the specific course or service in question
- These limitations apply even if zoratheniva has been advised of the possibility of such damages
Important Notice: This disclaimer forms an integral part of our terms of service and governs your relationship with zoratheniva's educational platform.
Information Accuracy and "As Is" Provision
While we strive to maintain accurate and current information, zoratheniva provides all educational content, course materials, and platform services on an "as is" and "as available" basis. The rapidly evolving nature of cybersecurity, digital banking, and financial technology means that some information may become outdated or require updates.
Content Currency
Our educational materials are updated regularly, but we cannot guarantee that all content reflects the most recent developments in digital banking security. Students are encouraged to supplement their learning with current industry publications and regulatory updates. Course content current as of January 2025 may not reflect changes in technology, regulations, or industry best practices that occur after publication.
Professional Advice Limitations
The educational content provided by zoratheniva does not constitute professional financial, legal, or cybersecurity advice. Our courses are designed to provide foundational knowledge and practical skills in digital banking security, but should not be considered a substitute for professional consultation in specific situations.
Professional Consultation
Students and participants should consult with qualified professionals before implementing security measures, making financial decisions, or addressing specific compliance requirements. zoratheniva instructors and staff are not providing personalized professional advice through our educational programs, and any guidance given should be understood within the context of general educational instruction.
- Course content does not replace consultation with certified cybersecurity professionals
- Financial institutions should seek appropriate regulatory guidance before implementing discussed security measures
- Legal compliance requirements vary by jurisdiction and should be verified independently
- Individual circumstances may require specialized professional assessment
- zoratheniva does not provide ongoing professional support beyond the educational context
External Resources and Third-Party Content
Our educational materials may reference or link to external resources, tools, and third-party content for supplementary learning. zoratheniva does not endorse, control, or assume responsibility for the accuracy, availability, or content of external websites, software, or resources mentioned in our courses.
Third-Party Disclaimer
Students access external resources at their own risk. We recommend exercising appropriate caution when interacting with third-party tools, websites, or software mentioned in our educational content. Always verify the legitimacy and security of external resources before providing any personal or financial information.
zoratheniva is not responsible for any damages, security breaches, or losses resulting from interaction with third-party resources referenced in our educational materials.
Modification and Updates
This disclaimer may be updated periodically to reflect changes in our services, legal requirements, or educational offerings. Significant changes will be communicated through our official channels, and continued use of our services constitutes acceptance of any modifications to these terms.
This disclaimer is effective as of January 15, 2025