Privacy Policy

Your privacy matters to us. Learn how zoratheniva protects your personal information.

Effective Date: January 15, 2025 | Last Updated: March 8, 2025

Introduction

zoratheniva operates as a comprehensive digital banking security platform, serving clients across Canada with advanced financial protection services. This privacy policy explains how we collect, use, store, and safeguard your personal information when you interact with our platform, visit our website, or use our educational resources about digital banking security.
Important: This policy applies to all users of zoratheniva's services, including visitors to our website, students enrolled in our security training programs, and clients using our digital banking protection services. By accessing our platform, you agree to the terms outlined in this privacy policy.

Information We Collect

We collect various types of information to provide you with the best possible digital banking security services and educational content. The information we gather helps us understand your security needs and deliver personalized protection strategies.

Personal Information

Full name, email address, phone number, mailing address, date of birth, and government-issued identification numbers when required for security verification purposes.

Financial Data

Banking institution details, account types, transaction patterns for security analysis, and financial security preferences to customize your protection settings.

Technical Information

IP addresses, device information, browser details, operating system data, and security software configurations to assess your digital environment's protection level.

Usage Analytics

Platform navigation patterns, feature usage statistics, security training progress, and educational content engagement metrics to improve our services.

How We Use Your Information

Your personal information serves multiple purposes within our digital banking security ecosystem. We use this data to create comprehensive security profiles, deliver personalized educational content, and maintain the highest standards of financial protection for all our clients.
Purpose Data Types Used Legal Basis
Security Assessment Personal, Financial, Technical Legitimate Interest
Educational Services Personal, Usage Analytics Contract Performance
Platform Improvement Technical, Usage Analytics Legitimate Interest
Communication Personal Information Consent

Data Storage and Security

We employ industry-leading security measures to protect your personal information. All data is encrypted using AES-256 encryption standards and stored on secure servers located within Canada to comply with federal data residency requirements.
Our security infrastructure includes multi-factor authentication, regular security audits, intrusion detection systems, and 24/7 monitoring to prevent unauthorized access to your personal information. We also maintain comprehensive backup systems to ensure data availability and integrity.

Your Privacy Rights

Under Canadian privacy legislation, including PIPEDA (Personal Information Protection and Electronic Documents Act), you have several rights regarding your personal information. We respect these rights and provide clear procedures for exercising them.
  • Right to Access: You can request a copy of all personal information we hold about you, including how it's being used and who it's shared with. We'll provide this information within 30 days of your request.
  • Right to Correction: If you find any inaccuracies in your personal information, you can request corrections. We'll update your information promptly and notify any third parties if necessary.
  • Right to Deletion: You can request deletion of your personal information, subject to legal and regulatory requirements. Some information may need to be retained for compliance purposes.
  • Right to Data Portability: You can request your personal information in a structured, machine-readable format for transfer to another service provider.
  • Right to Withdraw Consent: Where processing is based on consent, you can withdraw it at any time. This won't affect the lawfulness of processing before withdrawal.
  • Right to Object: You can object to processing of your personal information for direct marketing purposes or where processing is based on legitimate interests.

Data Sharing and Third Parties

We maintain strict policies regarding data sharing and only work with trusted partners who meet our high security standards. Any data sharing is conducted in accordance with Canadian privacy laws and industry best practices.

Educational Partners

We share limited information with certified educational institutions to provide comprehensive digital banking security training programs and certifications.

Security Vendors

Technical information may be shared with cybersecurity firms to enhance threat detection and provide advanced protection services for our platform.

Regulatory Bodies

We may share information with financial regulatory authorities and law enforcement agencies when required by law or to prevent financial crimes.

Data Retention Periods

We retain personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements. Different types of information have varying retention periods based on their purpose and legal requirements.
Retention Schedule: Account information is retained for 7 years after account closure, educational records for 5 years after course completion, technical logs for 2 years, and marketing communications data until you unsubscribe or request deletion.

International Data Transfers

While we primarily store data within Canada, some information may be transferred to other countries for processing by our trusted service providers. All international transfers are conducted with appropriate safeguards to ensure your personal information remains protected according to Canadian privacy standards.

Changes to This Policy

We regularly review and update this privacy policy to ensure it remains current with our practices and complies with applicable laws. Any significant changes will be communicated to you through email notifications or prominent notices on our platform. We encourage you to review this policy periodically to stay informed about how we protect your personal information.

Privacy Questions or Concerns?

Contact our Privacy Officer at info@zoratheniva.com
Call us at +15146224428
Mail: 18 Rue Maisonneuve, Sept-Îles, QC G4R 1C7, Canada